More on Health Care

Alternately, “Moron Health Care.”

“These are nothing more than destructive efforts to interrupt a debate that we should have, and are having,” Reid said. “They are doing this because they don’t have any better ideas. They have no interest in letting the negotiators, even though few in number, negotiate. It’s really simple: they’re taking their cues from talk show hosts, Internet rumor-mongerers … and insurance rackets.”

Harry Reid wishes these darn citizens would shut up and be governed, already. Not to be a good-for-nothing Internet rumor-monger, but aren’t the insurance rackets key players in every health care bill under consideration? It’s also cute that Harry Reid’s definition of debate includes Democrat Senators but excludes peons protesting the Democrats’ lame hippie legislation.

I read a really interesting story today in the Christian Science Monitor. It’s an opinion piece by Zach Krajacic, titled “Why can’t health insurance be more like auto insurance?

Insurance is intended to be a pooling of people’s money to pay for large, unexpected expenses – not for every expense that is incurred. In other words, it is supposed to be a safety net for catastrophic events.

Yet many Americans go to the doctor for all kinds of trivial ailments, because their insurance pays for it. True, many people want this type of coverage, but that is because they do not understand the long-term cost implications. If Americans want to keep the current healthcare system sustainable (and it appears they do), then they need to take on more financial responsibility for their healthcare. People who choose to visit the doctor for the sniffles should pay for it themselves rather than making everyone else pay for it. If they did, the use of services – and thus the cost of healthcare – would go down.

This is dead simple, to the point that I read the piece and felt like an idiot for not thinking of it before. Surely others have thought and written about what Krajacic does here. I have excellent health insurance, and I’m grateful, but I’ve probably been to the doctor (dentists included) half a dozen times in the last five years. Included in my plan? Accupuncture – check. Infertility treatment – check. Weight management programs; weight loss surgery; smoking cessation therapy – check, check, check.

I hope that, combined with polling through the Senate’s vacation, those ignorant Republican operatives looking Harry Reid’s gift horse in the mouth are able to get the point across. President Obama is still in favor of hope, right? I hope health care reform turns into actual reform, as opposed to taking a broken system and making it bigger.

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